Oh, what a naive nincompoop I am. The date came and went, the new card showed up (the old shredded), and the charges continued to come along. I called the credit card company to talk about this, and they told me that these charges would continue to be honored despite the fact that the vendor would not have had the correct expiration date.
Huh. Or rather: WHAT THE FRIGGIN' HELL?
I know that when I go to a store with an expired credit card, I can't buy anything because it's expired. My Amazon account no longer worked, but they only charge to that card when I tell them to, not when they decide to or on an on-going basis.
So really, the only person who absolutely needs to have the correct expiration date on a credit card is me! Or more likely we, the owners of those cards. It's no problem if the
If I have the expired card in hand, along with evidence that I am me, I can't access my funds. BUT, if some somewhat anonymous vendor puts in a charge, it's no problem for them to continue to charge to that same expired card.
No flippin' wonder the banks are the only ones getting richer!
Credit cards are a great convenience but they also make me nervous.
ReplyDeleteBy the way, you can put a stop payment on charges coming from your credit card, but, you have to do it every month until you get the charges stopped from the originator. There is a fee for this service. What were you saying about the banks getting richer???
You miight not be able to get rid of old charges, but you should be able to stop any new ones. You might want to close that account, and get a new card with another vendor.
ReplyDeleteYar...I've decided to shut that card down and replace it; it's just so disappointing that I'm the only one who needs the correct expiration date! :)
ReplyDeleteDealing with banks seems to be a minefield the world over. The hours that you can actually SEE someone in a bank keep getting smaller and the charges higher. Grrr.
ReplyDeleteOh yes, everything is structured so that the banks get richer!
ReplyDeleteHappy New Year!!